.editorial-container{max-width:900px;padding-top:30px}
.editorial-container article{max-width:780px;margin:0 auto}
.editorial-hero{padding:34px 0 27px;border-bottom:1px solid var(--line)}
.editorial-hero h1{max-width:780px;color:#10294b;font-size:clamp(2.2rem,5vw,3.3rem)}
.editorial-intro{max-width:720px;margin:0;color:#526981;font-size:1.12rem;line-height:1.65}
.editorial-section{padding:26px 0;border-bottom:1px solid var(--line)}
.editorial-section h2,.eligible-offers h2,.editorial-related h2{margin:0 0 12px;color:#10294b;font-size:1.35rem}
.editorial-section p,.editorial-section li,.eligible-offers p{color:#435b74;line-height:1.72}
.editorial-section ul{padding-left:22px}
.editorial-section li{padding:4px 0}
.editorial-links,.editorial-related{display:flex;flex-wrap:wrap;gap:10px;margin:17px 0 0}
.editorial-links a,.editorial-related>a{display:inline-flex;align-items:center;gap:7px;padding:10px 13px;border:1px solid #dce5f0;border-radius:10px;background:#fff;font-weight:650}
.editorial-links a:hover,.editorial-related>a:hover{border-color:#9ab9ec;background:#f7faff;text-decoration:none}
.editorial-note{margin:28px 0 0;padding:16px;border-radius:12px;background:#f1f5fa;color:#596e84;font-size:.88rem}
.eligible-offers{margin-top:26px}
.eligible-offers ul{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;padding:0;list-style:none}
.eligible-offers li{margin:0}
.eligible-offers li a{display:flex;justify-content:space-between;gap:12px;padding:13px;border:1px solid var(--line);border-radius:10px;background:#fff}
.eligible-offers li a span{color:var(--muted);font-size:.84rem}
.general-simulator{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px 18px;margin:26px 0;padding:22px}
.general-simulator>.eyebrow,.general-simulator h2,.general-simulator>p,.general-simulator .comparison-disclaimer,.general-simulator .all-simulation-results{grid-column:1/-1}
.general-simulator>.eyebrow,.general-simulator h2{margin-bottom:0}
.general-simulator>p{margin:0;color:#536980}
.general-simulator form{display:contents}
.general-simulator form>label{min-width:0}
.general-simulator input:not([type=checkbox]),.general-simulator select{display:block;width:100%;min-height:46px;margin-top:7px;padding:10px 12px;border:1px solid #d6dfe8;border-radius:10px;background:white}
.general-simulator .all-client-choice{display:flex;align-items:center;gap:9px}
.general-simulator .all-client-choice input{width:18px;height:18px;accent-color:var(--blue)}
.general-simulator form>.button,.general-simulator .form-error{grid-column:1/-1}
.normalized-general-simulator .normalized-value-fields:not([hidden]){display:contents}
.normalized-general-simulator .normalized-scenario-hint,.normalized-general-simulator .form-error,.normalized-general-simulator .all-simulation-results{grid-column:1/-1}
.all-simulation-results[hidden]{display:none}
.income-calculator{margin:26px 0;padding:22px}
.income-calculator>p{color:#536980}
.income-calculator form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.income-calculator input{display:block;width:100%;min-height:46px;margin-top:7px;padding:10px 12px;border:1px solid #d6dfe8;border-radius:10px;background:white}
.income-calculator form>.button{grid-column:1/-1;justify-self:start}
.income-estimate-result{margin:16px 0 0;color:#155eef;font-size:1.15rem;font-weight:750}
.all-simulation-results{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.all-simulation-card{padding:16px;border:1px solid #dbe5f0;border-radius:12px;background:#fff}
.all-simulation-bank{display:flex;align-items:center;gap:12px;min-height:44px;margin-bottom:12px}
.all-simulation-bank-logo{flex:0 0 44px;width:44px;height:44px;object-fit:contain;object-position:center}
.all-simulation-bank-logo--wordmark{object-fit:cover;object-position:left center}
.all-simulation-card h3{min-width:0;margin:0;color:#153660}
.all-simulation-card strong{display:block;font-size:1.3rem}
.all-simulation-card p{margin:6px 0;color:#596d84;font-size:.9rem}
.all-simulation-empty{grid-column:1/-1;margin:0;color:#596d84}
.all-simulation-card--ineligible{border-color:#ecd9b6;background:#fffaf0}
.simulator-page #all-simulation-results{scroll-margin-top:100px}
@media(max-width:680px){.simulator-page #all-simulation-results{scroll-margin-top:78px}}
.home-guides{max-width:1250px;margin:30px auto;padding:0 25px}
.editorial-page .site-header nav{display:flex}
@media(max-width:960px){.general-simulator{padding:18px}}
@media(max-width:680px){.editorial-container{padding:18px 18px 48px}.editorial-hero{padding:24px 0 21px}.editorial-hero h1{font-size:2.25rem}.editorial-intro{font-size:1rem}.editorial-section{padding:21px 0}.editorial-section h2{font-size:1.2rem}.eligible-offers ul,.general-simulator,.all-simulation-results,.income-calculator form{grid-template-columns:1fr}.general-simulator>.eyebrow,.general-simulator h2,.general-simulator>p,.general-simulator .comparison-disclaimer,.general-simulator .all-simulation-results,.normalized-general-simulator .normalized-scenario-hint,.normalized-general-simulator .form-error{grid-column:auto}.eligible-offers li a{flex-direction:column;gap:4px}.income-calculator form>.button{grid-column:auto;justify-self:stretch}.home-guides{padding-inline:16px}}
.editorial-byline{margin:24px 0 0;padding-top:15px;border-top:1px solid #dce5f0;color:#64748b;font-size:.84rem;line-height:1.55}
.editorial-byline a{color:#275b96;text-decoration:underline;text-underline-offset:2px}
.editorial-table-scroll{max-width:100%;overflow:auto;border:1px solid #d8e2ee;border-radius:10px;background:#fff}
.editorial-table-scroll table{width:100%;min-width:680px;border-collapse:collapse;color:#243b53;font-size:.88rem;line-height:1.5}
.editorial-table-scroll caption{padding:13px 15px;text-align:left;font-weight:700;color:#10294b;background:#f4f7fb}
.editorial-table-scroll th,.editorial-table-scroll td{padding:11px 13px;border-top:1px solid #e4ebf2;text-align:left;vertical-align:top}
.editorial-table-scroll th{background:#f8fafc;color:#314a63;font-size:.78rem;letter-spacing:.01em}
.editorial-table-scroll a{color:#1d5b9e;text-decoration:underline;text-underline-offset:2px}
.editorial-example-table{padding-bottom:27px}

/* Income guide: calculation-first layout scoped to its editorial route. */
.income-guide-page{background:#fff}
.income-guide-container{width:min(1360px,calc(100% - 56px));max-width:1360px;padding:24px 0 68px}
.income-guide-article{max-width:none!important;margin:0!important}
.income-guide-page .breadcrumb{margin:0 0 19px;color:#657a9a;font-size:.88rem}
.income-guide-top{position:relative;isolation:isolate;display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);align-items:center;gap:clamp(32px,4.2vw,62px);padding:13px 0 38px}
.income-guide-top::before{position:absolute;z-index:-1;top:-24px;bottom:0;left:50%;width:100vw;transform:translateX(-50%);background:#f5f8fc;content:""}
.income-guide-page .income-guide-hero{padding:15px 0;border:0}
.income-guide-page .income-guide-hero>.eyebrow,.income-guide-page .income-calculator>.eyebrow,.income-factors-heading>.eyebrow{margin:0 0 12px;color:#5876a2;font-size:.7rem;font-weight:750;letter-spacing:.14em;text-transform:uppercase}
.income-guide-page .income-guide-hero h1{max-width:630px;margin:0 0 18px;color:#10294b;font-size:clamp(2.7rem,4.2vw,3.7rem);font-weight:800;letter-spacing:-.06em;line-height:1.04}
.income-guide-page .income-guide-hero .editorial-intro{max-width:630px;margin:0;color:#647b9f;font-size:1.08rem;line-height:1.55}
.income-guide-page .income-guide-hero .editorial-byline{max-width:620px;margin:22px 0 0;padding-top:16px;border-top:1px solid #dce5f0;color:#647b9f;font-size:.82rem;line-height:1.55}
.income-guide-page .income-calculator{min-width:0;margin:0;padding:25px 27px 22px;border:1px solid #dce5f0;border-radius:15px;background:#fff;box-shadow:0 8px 22px rgba(30,55,88,.035)}
.income-guide-page .income-calculator h2{margin:0 0 9px;color:#10294b;font-size:1.7rem;font-weight:800;letter-spacing:-.045em;line-height:1.15}
.income-guide-page .income-calculator>p:not(.eyebrow):not(.income-estimate-result):not(.income-estimate-context):not(.editorial-note){margin:0 0 21px;color:#647b9f;font-size:.91rem;line-height:1.55}
.income-guide-page .income-calculator form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 15px}
.income-guide-page .income-calculator label{min-width:0;color:#263f60;font-size:.82rem;font-weight:700;line-height:1.4}
.income-guide-page .income-calculator .income-currency-field,.income-guide-page .income-calculator .income-share-field{display:flex;align-items:center;gap:10px;width:100%;min-height:46px;margin-top:7px;padding:0 12px;border:1px solid #d6dfe8;border-radius:9px;background:#fff;color:#657a9a}
.income-guide-page .income-calculator .income-currency-field:focus-within,.income-guide-page .income-calculator .income-share-field:focus-within{border-color:#155eef;outline:3px solid rgba(21,94,239,.2);outline-offset:2px}
.income-guide-page .income-calculator input{display:block;width:100%;min-width:0;min-height:44px;margin-top:0;padding:9px 0;border:0;border-radius:0;outline:0;background:transparent;color:#15263b;font:500 1rem 'DM Sans',system-ui,sans-serif}
.income-guide-page .income-calculator input:focus-visible{outline:0}
.income-guide-page .income-calculator form>.button{grid-column:1/-1;justify-self:stretch;width:100%;min-height:48px;justify-content:center;border-radius:9px;background:#155eef;font-size:.92rem}
.income-guide-page .income-calculator form>.button:hover{background:#0b3fbd}
.income-estimate-panel{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1fr);align-items:center;gap:20px;margin:14px 0 0;padding:15px 18px;border-radius:10px;background:#edf4ff}
.income-guide-page .income-estimate-result{display:flex;align-items:flex-start;flex-direction:column;gap:7px;margin:0;padding:0;background:transparent;color:#10294b}
.income-guide-page .income-estimate-result>span{color:#3872d6;font-size:.68rem;font-weight:750;letter-spacing:.1em;line-height:1.45;text-transform:uppercase}
.income-guide-page .income-estimate-result>strong{color:#10294b;font:800 clamp(1.7rem,2.3vw,2.2rem)/1.12 Manrope,'DM Sans',system-ui,sans-serif;letter-spacing:-.055em;white-space:nowrap}
.income-guide-page .income-estimate-result--error{grid-column:1/-1;display:block;margin:-5px;padding:10px;border-radius:7px;background:#fff0f0;color:#a33232;font-size:.86rem;font-weight:650;line-height:1.45}
.income-estimate-example{min-width:0;padding-left:20px;border-left:1px solid #b9cbe7;color:#294b75}
.income-estimate-example>strong{display:block;margin:0 0 5px;color:#17365c;font-size:.86rem}
.income-estimate-example>p{margin:0;color:#536b8d;font-size:.78rem;line-height:1.48}
.income-guide-page .income-calculator .editorial-note{margin:14px 0 0;padding:0;background:transparent;color:#647b9f;font-size:.77rem;line-height:1.5}
.income-calculator-link{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:16px;padding-top:13px;border-top:1px solid #e2e9f0;color:#155eef;font-size:.88rem;font-weight:700}
.income-calculator-link:hover{text-decoration:underline}
.income-calculator-link .material-symbols-outlined{font-size:1.2rem}
.income-factors{display:grid;grid-template-columns:minmax(220px,.9fr) minmax(0,2fr);align-items:start;gap:28px;padding:25px 0 30px;border-bottom:1px solid #e2e9f0}
.income-factors-heading h2{margin:0 0 8px;color:#10294b;font-size:1.4rem;font-weight:800;letter-spacing:-.04em;line-height:1.15}
.income-factors-heading>p:last-child{margin:0;color:#647b9f;font-size:.88rem;line-height:1.5}
.income-factor-list{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));margin:0;padding:0;list-style:none}
.income-factor-list li{min-width:0;padding:0 13px;border-left:1px solid #dce5f0}
.income-factor-list li:first-child{padding-left:0;border-left:0}
.income-factor-list li:last-child{padding-right:0}
.income-factor-list li>.material-symbols-outlined{display:grid;width:39px;height:39px;place-items:center;margin:0 0 9px;border-radius:50%;background:#edf4ff;color:#155eef;font-size:1.35rem}
.income-factor-list li>strong{display:block;margin:0 0 5px;color:#17365c;font-size:.79rem;line-height:1.3}
.income-factor-list li>p{margin:0;color:#647b9f;font-size:.74rem;line-height:1.45}
.income-guide-page .editorial-section{max-width:900px;margin:0 auto;padding:25px 0;border-bottom:1px solid #e2e9f0}
.income-guide-page .editorial-section h2{margin:0 0 8px;color:#10294b;font-size:1.4rem;font-weight:800;letter-spacing:-.04em}
.income-guide-page .editorial-section p{max-width:830px;margin-bottom:0;color:#536980;font-size:.94rem;line-height:1.65}
.income-guide-page .editorial-section .editorial-links{margin-top:14px}
.income-guide-page .editorial-related,.income-guide-page .editorial-sources{max-width:900px;margin-left:auto;margin-right:auto}
@media(max-width:1080px){.income-guide-top{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:26px}.income-guide-page .income-calculator{padding:22px 21px}.income-factors{grid-template-columns:1fr;gap:17px}.income-factors-heading{max-width:650px}.income-factor-list li{padding-inline:10px}}
@media(max-width:820px){.income-guide-top{grid-template-columns:1fr;gap:12px;padding-top:4px}.income-guide-page .income-guide-hero{padding:22px 0 10px}.income-guide-page .income-guide-hero h1{max-width:740px;font-size:clamp(2.5rem,7vw,3.4rem)}.income-guide-page .income-guide-hero .editorial-intro{max-width:740px}.income-guide-page .income-calculator{max-width:740px}.income-factor-list{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px 0}.income-factor-list li:nth-child(4){padding-left:0;border-left:0}}
@media(max-width:680px){.income-guide-container{width:calc(100% - 36px);padding:18px 0 48px}.income-guide-page .breadcrumb{margin-bottom:15px;font-size:.8rem;line-height:1.45}.income-guide-top{gap:9px;padding:1px 0 25px}.income-guide-top::before{top:-18px}.income-guide-page .income-guide-hero{padding:18px 0 7px}.income-guide-page .income-guide-hero>.eyebrow{margin-bottom:9px;font-size:.66rem}.income-guide-page .income-guide-hero h1{margin-bottom:11px;font-size:clamp(2.2rem,9vw,2.75rem);letter-spacing:-.055em;line-height:1.07}.income-guide-page .income-guide-hero .editorial-intro{font-size:.96rem;line-height:1.55}.income-guide-page .income-guide-hero .editorial-byline{margin-top:15px;padding-top:12px;font-size:.75rem}.income-guide-page .income-calculator{padding:20px 17px;border-radius:12px}.income-guide-page .income-calculator h2{font-size:1.42rem}.income-guide-page .income-calculator>p:not(.eyebrow):not(.income-estimate-result):not(.income-estimate-context):not(.editorial-note){font-size:.86rem}.income-guide-page .income-calculator form{grid-template-columns:1fr;gap:12px}.income-guide-page .income-calculator form>.button{grid-column:auto;width:100%}.income-estimate-panel{grid-template-columns:1fr;gap:11px;padding:13px 14px}.income-guide-page .income-estimate-result{gap:4px}.income-guide-page .income-estimate-result>strong{font-size:1.9rem}.income-estimate-example{padding:11px 0 0;border-top:1px solid #b9cbe7;border-left:0}.income-guide-page .income-factors{gap:14px;padding:22px 0 24px}.income-factors-heading h2{font-size:1.24rem}.income-factor-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 13px}.income-factor-list li{min-height:112px;padding:13px 0;border-top:1px solid #dce5f0;border-left:0}.income-factor-list li:first-child,.income-factor-list li:nth-child(2){padding-top:0;border-top:0}.income-factor-list li:nth-child(4){padding-left:0}.income-factor-list li>.material-symbols-outlined{width:35px;height:35px;margin-bottom:7px;font-size:1.2rem}.income-guide-page .editorial-section{padding:21px 0}.income-guide-page .editorial-section h2{font-size:1.22rem}.income-guide-page .editorial-section p{font-size:.86rem}.income-guide-page .editorial-note{font-size:.78rem}}

/* Profile-led requirements guide, scoped to its own editorial route. */
.requirements-page{background:#fff}
.requirements-page .site-header{height:74px}
.requirements-container{width:min(1184px,calc(100% - 48px));max-width:1184px;padding:20px 0 68px}
.requirements-container article{max-width:none;margin:0}
.requirements-page .breadcrumb{margin:0 0 23px;color:#657a9a;font-size:.88rem}
.requirements-page .editorial-hero{padding:0 0 0;border:0}
.requirements-page .editorial-hero>.eyebrow{margin:0 0 12px;color:#5876a2;font-size:.72rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase}
.requirements-page .editorial-hero h1{max-width:980px;margin:0 0 11px;color:#10294b;font-size:clamp(2.55rem,4.2vw,3.5rem);font-weight:800;letter-spacing:-.06em;line-height:1.05}
.requirements-page .editorial-intro{max-width:1080px;margin:0;color:#647b9f;font-size:1.12rem;line-height:1.5}
.requirements-profile{margin:26px 0 0}
.requirements-profile>h2,.requirements-evaluation h2,.requirements-documents h2,.requirements-family h2,.requirements-before h2{margin:0 0 5px;color:#10294b;font-size:1.65rem;font-weight:800;letter-spacing:-.045em;line-height:1.2}
.requirements-profile>h2{margin-bottom:15px}
.requirements-profile-help{margin:0 0 16px;color:#647b9f;font-size:.96rem;line-height:1.5}
.requirements-profile-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:0;padding:0;border:0}
.requirements-profile-options .visually-hidden{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.requirements-profile-option{position:relative;display:flex;min-width:0;min-height:56px;align-items:center;gap:13px;margin:0;padding:12px 18px;border:1px solid #d8e1ed;border-radius:10px;background:#fff;color:#233d60;font-size:.94rem;font-weight:650;line-height:1.35;cursor:pointer;transition:border-color .15s,background .15s,color .15s}
.requirements-profile-option input{width:21px;height:21px;flex:none;margin:0;accent-color:#155eef}
.requirements-profile-option:has(input:checked){border-color:#155eef;background:#eef5ff;color:#155eef}
.requirements-profile-option:focus-within{outline:3px solid rgba(21,94,239,.18);outline-offset:2px}
.requirements-profile-panels{margin-top:22px}
.requirements-profile-panel{padding:23px 25px 22px;border-radius:12px;background:#eef5ff}
.requirements-profile-panel[hidden]{display:none!important}
.requirements-profile-panel h3{margin:0 0 5px;color:#10294b;font-size:1.18rem;font-weight:800;letter-spacing:-.03em}
.requirements-panel-intro{margin:0 0 16px;color:#647b9f;font-size:.88rem;line-height:1.5}
.requirements-profile-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));}
.requirements-profile-item{min-width:0;padding:0 17px;border-left:1px solid #d5e2f4}
.requirements-profile-item:first-child{padding-left:0;border-left:0}
.requirements-profile-item:last-child{padding-right:0}
.requirements-icon{display:grid;width:48px;height:48px;place-items:center;margin:0 0 11px;border-radius:50%;background:#dceaff;color:#155eef;font-size:1.55rem;font-variation-settings:'FILL' 0,'wght' 450,'GRAD' 0,'opsz' 24}
.requirements-profile-item h4{margin:0 0 5px;color:#17365c;font-size:.88rem;font-weight:750;line-height:1.35;letter-spacing:-.015em}
.requirements-profile-item p{margin:0;color:#647b9f;font-size:.84rem;line-height:1.48}
.requirements-actions{display:flex;flex-wrap:wrap;align-items:center;gap:19px 28px;margin:14px 0 10px}
.requirements-primary-action{display:inline-flex;min-height:43px;align-items:center;gap:12px;padding:10px 23px;border-radius:999px;font-size:.88rem;font-weight:700}
.requirements-primary-action .material-symbols-outlined,.requirements-secondary-action .material-symbols-outlined{font-size:1.15rem;line-height:1}
.requirements-secondary-action{display:inline-flex;min-height:42px;align-items:center;gap:8px;color:#155eef;font-size:.88rem;font-weight:650}
.requirements-secondary-action:hover{text-decoration:underline}
.requirements-safety-note{display:flex;align-items:center;gap:14px;margin:10px 0 0;padding:11px 17px;border-radius:10px;background:#eef5ff;color:#294b75}
.requirements-safety-note>.material-symbols-outlined{flex:none;color:#155eef;font-size:1.55rem}
.requirements-safety-note p{margin:0;font-size:.79rem;line-height:1.5}
.requirements-safety-note strong{color:#17365c;font-size:.8rem}
.requirements-page .editorial-section{padding:24px 0;border-bottom:1px solid #e2e9f0}
.requirements-page .editorial-section h2{margin:0 0 7px;color:#10294b;font-size:1.45rem}
.requirements-page .editorial-section>p:not(.eyebrow){max-width:1000px;margin:0 0 15px;color:#5d7392;font-size:.9rem;line-height:1.58}
.requirements-evaluation{margin-top:0}
.requirements-evaluation-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:0;margin:13px 0 0;padding:0;list-style:none}
.requirements-evaluation-grid li{display:grid;grid-template-columns:30px minmax(0,1fr);align-items:start;gap:9px;min-width:0;padding:0 14px;border-left:1px solid #e2e9f0;color:#647b9f;font-size:.76rem;line-height:1.45}
.requirements-evaluation-grid li:first-child{padding-left:0;border-left:0}
.requirements-evaluation-grid li:last-child{padding-right:0}
.requirements-evaluation-grid li>.material-symbols-outlined{color:#155eef;font-size:1.5rem}
.requirements-evaluation-grid strong{display:block;margin:0 0 2px;color:#1c3b62;font-size:.79rem;line-height:1.3}
.requirements-documents>.eyebrow{margin:0 0 5px;color:#5876a2;font-size:.67rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase}
.requirements-document-list{margin:18px 0 0;border-top:1px solid #dce5f0}
.requirements-document-list>div{display:grid;grid-template-columns:minmax(170px,23%) minmax(0,1fr);gap:20px;padding:13px 0;border-bottom:1px solid #dce5f0}
.requirements-document-list dt{color:#17365c;font-size:.9rem;font-weight:750}
.requirements-document-list dd{max-width:780px;margin:0;color:#5d7392;font-size:.88rem;line-height:1.5}
.requirements-family .editorial-links,.requirements-before .editorial-links{margin-top:12px}
.requirements-family .editorial-links a,.requirements-before .editorial-links a{border-radius:999px;padding:10px 16px;color:#155eef}
.requirements-before{padding-bottom:28px!important}
@media(max-width:980px){
  .requirements-profile-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px 0}
  .requirements-profile-item:nth-child(4){padding-left:0;border-left:0}
  .requirements-evaluation-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:17px 0}
  .requirements-evaluation-grid li:nth-child(4){padding-left:0;border-left:0}
}
@media(max-width:680px){
  .requirements-page .site-header{height:66px}
  .requirements-container{width:calc(100% - 36px);padding:20px 0 52px}
  .requirements-page .breadcrumb{margin-bottom:19px;font-size:.8rem;line-height:1.45}
  .requirements-page .editorial-hero>.eyebrow{margin-bottom:9px;font-size:.66rem}
  .requirements-page .editorial-hero h1{font-size:clamp(2.1rem,9vw,2.75rem);letter-spacing:-.055em;line-height:1.07}
  .requirements-page .editorial-intro{font-size:.98rem}
  .requirements-profile{margin-top:23px}
  .requirements-profile>h2{font-size:1.45rem}
  .requirements-profile>h2{margin-bottom:6px}
  .requirements-profile-help{margin-bottom:13px;font-size:.87rem}
  .requirements-profile-options{grid-template-columns:1fr;gap:8px}
  .requirements-profile-option{min-height:53px;padding:10px 13px;font-size:.85rem}
  .requirements-profile-panels{margin-top:15px}
  .requirements-profile-panel{padding:19px 16px 17px;border-radius:11px}
  .requirements-profile-panel h3{font-size:1.07rem}
  .requirements-panel-intro{margin-bottom:14px;font-size:.82rem}
  .requirements-profile-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 13px}
  .requirements-profile-item{padding:14px 0;border-left:0;border-top:1px solid #d5e2f4}
  .requirements-profile-item:first-child,.requirements-profile-item:nth-child(2){border-top:0;padding-top:0}
  .requirements-profile-item:nth-child(4){padding-left:0;border-left:0}
  .requirements-profile-item h4{font-size:.8rem}
  .requirements-profile-item p{font-size:.77rem}
  .requirements-icon{width:40px;height:40px;margin-bottom:8px;font-size:1.35rem}
  .requirements-actions{align-items:stretch;flex-direction:column;gap:8px;margin:13px 0 10px}
  .requirements-primary-action{width:100%;justify-content:center;min-height:47px}
  .requirements-secondary-action{justify-content:center;min-height:42px;text-align:center;font-size:.82rem}
  .requirements-safety-note{align-items:flex-start;gap:10px;padding:11px 12px}
  .requirements-safety-note p{font-size:.75rem}
  .requirements-page .editorial-section{padding:21px 0}
  .requirements-page .editorial-section h2{font-size:1.23rem}
  .requirements-page .editorial-section>p:not(.eyebrow){font-size:.84rem}
  .requirements-evaluation-grid{grid-template-columns:1fr 1fr;gap:0 14px;margin-top:12px}
  .requirements-evaluation-grid li{min-height:63px;align-items:start;padding:12px 0;border-top:1px solid #e2e9f0;border-left:0;font-size:.73rem}
  .requirements-evaluation-grid li:first-child,.requirements-evaluation-grid li:nth-child(2){padding-top:0;border-top:0}
  .requirements-evaluation-grid li:nth-child(4){padding-left:0;border-left:0}
  .requirements-evaluation-grid strong{font-size:.76rem}
  .requirements-document-list{margin-top:14px}
  .requirements-document-list>div{grid-template-columns:1fr;gap:2px;padding:11px 0}
  .requirements-document-list dt{font-size:.84rem}
  .requirements-document-list dd{font-size:.81rem}
}

/* Focused two-mode mortgage simulator. */
.simulator-page{background:#f6f8fc}
.simulator-page .site-header{height:84px}
.simulator-page .site-header{padding-inline:max(32px,calc((100vw - 1380px)/2))}
.simulator-page .simulator-container{width:min(1368px,calc(100% - 48px));max-width:1368px;padding:27px 0 74px}
.simulator-page .simulator-container article{max-width:none;margin:0}
.simulator-page .breadcrumb{margin:0 0 20px;color:#657a9a;font-size:.88rem}
.simulator-page .editorial-hero{padding:25px 0 25px;border:0}
.simulator-page .editorial-hero>.eyebrow{display:none}
.simulator-page .editorial-hero h1{max-width:none;margin:0 0 10px;color:#10294b;font-size:clamp(2.5rem,4.2vw,3.55rem);font-weight:800;letter-spacing:-.06em;line-height:1.05}
.simulator-page .editorial-intro{max-width:none;margin:0;color:#647b9f;font-size:1.1rem;line-height:1.5}
.simulator-page .simulator-workspace{display:grid;grid-template-columns:minmax(0,1.52fr) minmax(360px,1fr);align-items:stretch;gap:18px}
.simulator-page .simulator-form-card,.simulator-page .simulator-aside{min-width:0;border:1px solid #e0e7f1;border-radius:12px;background:#fff;box-shadow:0 8px 22px rgba(30,55,88,.035)}
.simulator-page .simulator-form-card{padding:31px 24px 33px}
.simulator-page .simulator-mode-tabs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:4px;margin:0 0 29px;padding:4px;border:1px solid #d8e1ed;border-radius:10px;background:#f6f9fd}
.simulator-page .simulator-mode-tab{display:flex;min-width:0;min-height:68px;align-items:center;justify-content:center;flex-direction:column;gap:2px;padding:9px 12px;border:1px solid transparent;border-radius:8px;background:transparent;color:#405879;font:700 .95rem/1.3 'DM Sans',system-ui,sans-serif;text-align:center;cursor:pointer;transition:background .16s,border-color .16s,color .16s}
.simulator-page .simulator-mode-tab span{color:#6a7f9c;font-size:.79rem;font-weight:500}
.simulator-page .simulator-mode-tab:hover{background:#fff}
.simulator-page .simulator-mode-tab[aria-selected="true"]{border-color:#80aaff;background:#eaf2ff;color:#155eef}
.simulator-page .simulator-mode-tab[aria-selected="true"] span{color:#155eef}
.simulator-page .simulator-mode-tab:focus-visible{outline:3px solid rgba(21,94,239,.3);outline-offset:2px}
.simulator-page .general-simulator{display:block;margin:0;padding:0;border:0;border-radius:0;background:transparent;box-shadow:none}
.simulator-page .general-simulator>.eyebrow{margin:0 0 8px;color:#5876a2;font-size:.72rem;letter-spacing:.13em}
.simulator-page .general-simulator h2{margin:0 0 10px;color:#10294b;font-size:1.8rem;font-weight:800;letter-spacing:-.05em;line-height:1.2}
.simulator-page .general-simulator>p:not(.eyebrow):not(.quote-alert):not(.comparison-disclaimer){margin:0 0 37px;color:#647b9f;font-size:.98rem;line-height:1.5}
.simulator-page .general-simulator .quote-alert{margin:0 0 18px}
.simulator-page .general-simulator form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:32px 26px;margin:0}
.simulator-page .general-simulator form>label,.simulator-page .normalized-value-fields>label{min-width:0;margin:0;color:#304a6a;font-size:.86rem;font-weight:700;line-height:1.35}
.simulator-page .general-simulator input:not([type="checkbox"]):not([type="radio"]),.simulator-page .general-simulator select{display:block;width:100%;min-width:0;min-height:50px;margin-top:8px;padding:11px 13px;border:1px solid #d2dce9;border-radius:9px;background:#fff;color:#203b60;font:500 .92rem 'DM Sans',system-ui,sans-serif;outline:none;transition:border-color .15s,box-shadow .15s}
.simulator-page .general-simulator input::placeholder{color:#8397b2;opacity:1}
.simulator-page .general-simulator input:not([type="checkbox"]):not([type="radio"]):focus,.simulator-page .general-simulator select:focus{border-color:#6f9cf6;box-shadow:0 0 0 3px rgba(21,94,239,.12)}
.simulator-page .general-simulator [required]{scroll-margin-block:110px 24px}
.simulator-page .general-simulator [aria-invalid="true"]{border-color:#c9362b;box-shadow:0 0 0 3px rgba(201,54,43,.1)}
.simulator-page .general-simulator .field-error{display:block;margin:6px 0 0;color:#b42318;font-size:.78rem;font-weight:650;line-height:1.4}
.simulator-page .all-payroll-options{grid-column:1/-1;min-width:0;margin:0;padding:0;border:0}
.simulator-page .all-payroll-options legend{margin:0 0 9px;padding:0;color:#304a6a;font-size:.86rem;font-weight:700}
.simulator-page .all-payroll-choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.simulator-page .all-payroll-choices label{display:flex;min-width:0;min-height:56px;align-items:center;gap:12px;margin:0;padding:10px 14px;border:1px solid #d8e1ed;border-radius:10px;background:#fff;color:#344e70;font-size:.88rem;font-weight:600;cursor:pointer;transition:border-color .15s,background .15s,box-shadow .15s}
.simulator-page .all-payroll-choices label:has(input:checked){border-color:#8ab0ff;background:#edf4ff}
.simulator-page .all-payroll-choices label:focus-within{outline:3px solid rgba(21,94,239,.14);outline-offset:2px}
.simulator-page .all-payroll-choices input{width:20px;height:20px;flex:none;margin:0;accent-color:#155eef}
.simulator-page .general-simulator .simulator-submit{grid-column:1/-1;width:100%;min-height:56px;justify-content:center;gap:10px;margin:0;border-radius:999px;background:#2870f6;color:#fff;font-size:.96rem}
.simulator-page .general-simulator .simulator-submit:hover{background:#155eef}
.simulator-page .general-simulator .simulator-submit:disabled{background:#9ab5e9}
.simulator-page .simulator-submit .material-symbols-outlined{font-size:1.2rem}
.simulator-page .general-simulator .form-error,.simulator-page .general-simulator .normalized-scenario-hint,.simulator-page .general-simulator .all-simulation-results{grid-column:1/-1}
.simulator-page .general-simulator .form-error{margin:0}
.simulator-page .normalized-general-simulator .normalized-value-fields:not([hidden]){display:contents}
.simulator-page .normalized-general-simulator .normalized-scenario-hint{margin:-5px 0 0;color:#6b7e97;font-size:.8rem;line-height:1.5}
.simulator-page .normalized-general-simulator .comparison-disclaimer{margin:18px 0 0;padding-top:15px;border-top:1px solid #e2e9f0;color:#6b7e97;font-size:.78rem;line-height:1.5}
.simulator-page .simulator-aside{display:flex;flex-direction:column;padding:25px 29px 21px;background:#fbfcff}
.simulator-page .simulator-illustration{display:block;width:100%;height:205px;flex:none;margin:0 auto 6px;object-fit:cover;object-position:center}
.simulator-page .simulator-aside h2{margin:0 0 10px;color:#10294b;font-size:1.78rem;font-weight:800;letter-spacing:-.05em;line-height:1.2}
.simulator-page .simulator-aside-intro{margin:0 0 14px;color:#647b9f;font-size:.98rem;line-height:1.5}
.simulator-page .simulator-benefits{display:grid;gap:0;margin:0 0 14px;padding:7px 0;border-top:1px solid #e2e9f1;border-bottom:1px solid #e2e9f1;list-style:none}
.simulator-page .simulator-benefits li{display:grid;grid-template-columns:48px minmax(0,1fr);align-items:center;gap:16px;min-height:62px;padding:5px 0;color:#647b9f;font-size:.9rem;line-height:1.45}
.simulator-page .simulator-benefit-icon{display:grid;width:44px;height:44px;place-items:center;border-radius:50%;background:#eaf3ff;color:#155eef;font-size:1.4rem;font-variation-settings:'FILL' 0,'wght' 450,'GRAD' 0,'opsz' 24}
.simulator-page .simulator-editorial-note{margin:auto 0 0;color:#6b7e97;font-size:.76rem;line-height:1.5}
.simulator-page .form-error:empty{display:none}
.simulator-page [hidden]{display:none!important}
.simulator-page .editorial-section{padding:27px 0}
@media(max-width:1000px){.simulator-page .simulator-workspace{grid-template-columns:1fr}.simulator-page .simulator-aside{display:grid;grid-template-columns:minmax(180px,.85fr) minmax(0,1.2fr);column-gap:24px;align-items:center}.simulator-page .simulator-illustration{grid-row:1/5;height:220px}.simulator-page .simulator-aside h2,.simulator-page .simulator-aside-intro,.simulator-page .simulator-benefits,.simulator-page .simulator-editorial-note{grid-column:2}.simulator-page .simulator-benefits{margin-bottom:10px}.simulator-page .simulator-editorial-note{margin-top:0}}
@media(max-width:680px){.simulator-page .site-header{height:66px}.simulator-page .simulator-container{width:calc(100% - 36px);padding:20px 0 52px}.simulator-page .breadcrumb{margin-bottom:20px;font-size:.81rem}.simulator-page .editorial-hero{padding-bottom:21px}.simulator-page .editorial-hero>.eyebrow{margin-bottom:9px;font-size:.66rem}.simulator-page .editorial-hero h1{font-size:clamp(2.1rem,9vw,2.8rem);letter-spacing:-.055em}.simulator-page .editorial-intro{font-size:.98rem}.simulator-page .simulator-workspace{gap:14px}.simulator-page .simulator-form-card{padding:20px 17px 22px}.simulator-page .simulator-mode-tabs{grid-template-columns:1fr;margin-bottom:23px;padding:3px}.simulator-page .simulator-mode-tab{min-height:54px;align-items:flex-start;padding:8px 11px;text-align:left}.simulator-page .simulator-mode-tab span{font-size:.76rem}.simulator-page .general-simulator h2{font-size:1.55rem}.simulator-page .general-simulator>p:not(.eyebrow):not(.quote-alert):not(.comparison-disclaimer){margin-bottom:20px;font-size:.9rem}.simulator-page .general-simulator form{grid-template-columns:1fr;gap:16px}.simulator-page .all-payroll-options,.simulator-page .general-simulator .simulator-submit,.simulator-page .general-simulator .form-error,.simulator-page .general-simulator .normalized-scenario-hint,.simulator-page .general-simulator .all-simulation-results{grid-column:auto}.simulator-page .all-payroll-choices{grid-template-columns:1fr;gap:8px}.simulator-page .simulator-aside{display:flex;padding:19px 18px}.simulator-page .simulator-illustration{width:100%;height:170px;margin-bottom:12px}.simulator-page .simulator-aside h2{font-size:1.55rem}.simulator-page .simulator-aside-intro{font-size:.9rem}.simulator-page .simulator-benefits li{grid-template-columns:42px minmax(0,1fr);gap:12px;font-size:.86rem}.simulator-page .simulator-benefit-icon{width:40px;height:40px}.simulator-page .simulator-editorial-note{margin-top:4px;font-size:.75rem}.simulator-page .general-simulator .comparison-disclaimer{font-size:.75rem}}

/* Guide directory: browse the existing articles by the reader's main question. */
.guides-index-page{background:#fff}
.guides-index-page .site-header{padding-inline:max(28px,calc((100vw - 1380px)/2))}
.guides-index-page .editorial-container{width:min(1290px,calc(100% - 48px));max-width:1290px;padding:20px 0 58px}
.guides-index-page .editorial-container>article{max-width:none;margin:0}
.guides-index-page .breadcrumb{margin:0 0 16px;color:#526981;font-size:.88rem}
.guides-index-page .guide-hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(270px,.44fr);align-items:center;gap:64px;padding:29px 0 23px;border-bottom:1px solid #dce5f0}
.guides-index-page .guide-hero-copy{min-width:0}
.guides-index-page .guide-hero-copy>.eyebrow{margin:0 0 14px;color:#536c91;font-size:.72rem;font-weight:700;letter-spacing:.13em}
.guides-index-page .guide-hero h1{max-width:840px;margin:0 0 14px;color:#10294b;font-size:clamp(2.7rem,4.1vw,3.55rem);font-weight:800;letter-spacing:-.06em;line-height:1.08}
.guides-index-page .guide-hero .editorial-intro{max-width:835px;margin:0 0 15px;color:#5b7293;font-size:1.12rem;line-height:1.5}
.guides-index-page .guide-hero .editorial-byline{max-width:850px;margin:0;color:#526981;font-size:.84rem;line-height:1.5}
.guides-index-page .guide-hero-aside{min-width:0;margin:0;padding:12px 0 12px 33px;border-left:1px solid #d4deeb}
.guides-index-page .guide-hero-aside h2{margin:0 0 16px;color:#10294b;font-size:1.55rem;font-weight:800;letter-spacing:-.045em;line-height:1.2}
.guides-index-page .guide-hero-aside p{max-width:320px;margin:0;color:#526981;font-size:1.02rem;line-height:1.55}
.guides-index-page .guide-topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin:16px 0 39px}
.guides-index-page .guide-topic{min-width:0;padding:0 34px 0 0}
.guides-index-page .guide-topic+.guide-topic{padding-left:35px;border-left:1px solid #e3eaf3}
.guides-index-page .guide-topic-icon{display:grid;width:68px;height:68px;place-items:center;margin:0 0 14px;border-radius:50%;font-size:2rem;font-variation-settings:'FILL' 0,'wght' 450,'GRAD' 0,'opsz' 40}
.guides-index-page .guide-topic--blue .guide-topic-icon{background:#e5efff;color:#0875ce}
.guides-index-page .guide-topic--green .guide-topic-icon{background:#e2f3eb;color:#16835d}
.guides-index-page .guide-topic--violet .guide-topic-icon{background:#f0e9ff;color:#7044c8}
.guides-index-page .guide-topic h2{margin:0 0 13px;color:#10294b;font-size:1.7rem;font-weight:800;letter-spacing:-.05em;line-height:1.18}
.guides-index-page .guide-topic-summary{min-height:64px;margin:0 0 18px;color:#526981;font-size:1.02rem;line-height:1.5}
.guides-index-page .guide-topic-links{margin:0;padding:0;list-style:none}
.guides-index-page .guide-topic-links li{margin:0;border-top:1px solid #dce5f0}
.guides-index-page .guide-topic-links a{display:flex;min-height:48px;align-items:center;justify-content:space-between;gap:14px;padding:11px 1px;color:#155eef;font-size:.94rem;font-weight:650;line-height:1.45}
.guides-index-page .guide-topic-links a>span:first-child{min-width:0}
.guides-index-page .guide-topic-links a>.material-symbols-outlined{flex:none;font-size:1.2rem;line-height:1}
.guides-index-page .guide-topic-links a:hover{color:#0b3fbd;text-decoration:underline;text-underline-offset:3px}
.guides-index-page .guide-topic-links a:focus-visible{border-radius:2px;outline:3px solid rgba(21,94,239,.32);outline-offset:2px}
.guides-index-page .editorial-note{margin:0;padding:15px 0 0;border-top:1px solid #e2e9f0;background:transparent;color:#526981;font-size:.83rem;line-height:1.5}
.guides-index-page .site-footer-inner nav a{display:inline-flex;min-height:24px;align-items:center}
@media(max-width:960px){.guides-index-page .guide-hero{grid-template-columns:minmax(0,1fr) 270px;gap:34px}.guides-index-page .guide-topic{padding-right:22px}.guides-index-page .guide-topic+.guide-topic{padding-left:22px}.guides-index-page .guide-topic h2{font-size:1.48rem}.guides-index-page .guide-topic-summary{font-size:.95rem}}
@media(max-width:820px){.guides-index-page .guide-hero{grid-template-columns:1fr;gap:23px}.guides-index-page .guide-hero-aside{padding:20px 0 0;border-top:1px solid #d4deeb;border-left:0}.guides-index-page .guide-hero-aside h2{margin-bottom:8px}.guides-index-page .guide-hero-aside p{max-width:620px}.guides-index-page .guide-topic-grid{grid-template-columns:1fr;gap:0;margin-top:25px}.guides-index-page .guide-topic,.guides-index-page .guide-topic+.guide-topic{padding:24px 0;border:0;border-top:1px solid #e3eaf3}.guides-index-page .guide-topic:first-child{padding-top:0;border-top:0}.guides-index-page .guide-topic-icon{width:58px;height:58px;margin-bottom:12px;font-size:1.8rem}.guides-index-page .guide-topic-summary{min-height:0;max-width:620px}.guides-index-page .guide-topic-links{max-width:680px}}
@media(max-width:680px){.guides-index-page .site-header{height:66px}.guides-index-page .editorial-container{width:calc(100% - 36px);padding:18px 0 44px}.guides-index-page .breadcrumb{margin-bottom:13px;font-size:.81rem}.guides-index-page .guide-hero{gap:19px;padding:26px 0 23px}.guides-index-page .guide-hero-copy>.eyebrow{margin-bottom:10px;font-size:.66rem}.guides-index-page .guide-hero h1{font-size:clamp(2.2rem,9vw,3rem);letter-spacing:-.055em}.guides-index-page .guide-hero .editorial-intro{margin-bottom:14px;font-size:.98rem}.guides-index-page .guide-hero .editorial-byline{font-size:.76rem}.guides-index-page .guide-hero-aside{padding-top:17px}.guides-index-page .guide-hero-aside h2{font-size:1.35rem}.guides-index-page .guide-hero-aside p{font-size:.92rem}.guides-index-page .guide-topic-grid{margin:22px 0 29px}.guides-index-page .guide-topic,.guides-index-page .guide-topic+.guide-topic{padding:21px 0}.guides-index-page .guide-topic:first-child{padding-top:0}.guides-index-page .guide-topic h2{font-size:1.42rem}.guides-index-page .guide-topic-summary{margin-bottom:11px;font-size:.92rem}.guides-index-page .guide-topic-links a{min-height:46px;font-size:.89rem}.guides-index-page .editorial-note{font-size:.78rem}}